Budgeting Basics

 What Is a Budget, Really?

When I was first introduced to the word “budget,” I pictured a spreadsheet, a calculator, and someone telling me to cancel Netflix. Sounds familiar? But budgeting isn’t about restriction—it’s about direction. It’s not something you create to stop spending; it’s something you use to spend with confidence and intention. So let’s demystify what a budget actually is—and how it can help you make college life less stressful (and more fun).

A Budget Is a Plan for Your Money, Not a Prison

A Budget Can Be Super Simple

A Budget Doesn’t Have to Be Perfect

A Budget Is a Communication Tool (Especially With Roommates)

A Budget Gives You Peace, Not Perfection

A budget is your money plan, not a punishment.