Budgeting Basics

Smart Budgeting for Student Life

Let’s be honest: college is expensive, and ramen noodles only go so far. Between rent, food, books, and the occasional (okay, may be frequent) coffee runs, making money stretch in college can feel like wizardry. But budgeting doesn’t have to mean depriving yourself. It just means getting intentional—and a little clever. Here’s how to start budgeting without spreadsheets, stress, or giving up your social life.

1. Know What’s Actually Going On With Your Money

2. Use the 50/30/20 Rule (With a Student Twist)

3. Use Tools That Don’t Judge You

4. Create One "Guilt-Free Fun Fund"

5. Don’t Budget Alone